If Vital Recovery Services is contacting you aggressively, you may be experiencing illegal debt collection harassment. Repeated or excessive phone calls—especially multiple times a day or during inconvenient hours—may violate the FDCPA. Threats of lawsuits, wage garnishment, or arrest are unlawful unless legally permitted. You are entitled to a written validation notice within five days of the first communication; failure to provide one is a serious violation. They must also stop calling your workplace once you request it. Discussing your debt with friends, family, or coworkers is strictly prohibited. Abusive, threatening, or intimidating behavior is also illegal under federal law. ✅ Take Action Now. Get Help Today. https://protectionforconsumers.com/stop-vital-recovery-services-harassment/

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