Despite the offer of up to $1 million (or more), the home owners insurance is relatively low-cost, ranging from $150 to $ 57 for defense. If you are an owner of home and require policy in Palm Beach Gardens, Ackerman Insurance Services is the best option for you. It can also help to acknowledge your policies to the unique features of your home, such as pools and luxury improvements. Standard owners may not be fully equipped to withstand damage from windstorms or flooding.